The financial aspect of life is one of the most vital aspects of life. However, there has been an observation that there is a shortage of money management skills in the young generation. The following paragraphs of the essay will cite a few prominent reasons and suggest some solutions to tackle the challenge.
First, the lack of money-handling capabilities in younger people can be attributed to immaturity due to age. To elaborate, sometimes people do not understand the value of money when they are relatively young. Perhaps the second reason is that until children pass out from their schools, they depend on their parents for their needs, so they never get a chance to manage funds. Since they never handle much money, they do not learn how to do it. Finally, yet importantly, a lack of initiative by schools and education ministries to teach finance management as a subject has also been considered a cause behind little financial knowledge in people, especially people fresh out of school.
A few steps by the guardians and schools, and education ministries can ensure people become savvy at handling their money. First, schools must give hands-on training to enhance this skill. For this, education departments and ministries must come up with a crisp curriculum. Also, parents must ensure they train their children to handle money from childhood.
Finally, though money management is an essential skill, the current family and education system fails to instill this skill in young individuals. Many reasons for the same, with a few solutions, have been suggested in this essay.
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